Everything you need, you'll find it here. Ameris Bank Personal Accounts

Keep your money close to home.

Ameris Bank offers all the convenience and expertise of a large bank, with all the personal attention you expect from a community bank.

At Ameris Bank, we understand that a savings account is more than just a place to stash money - it's where you put your hopes, your goals, and your sense of security. And since every customer's objectives are different, we offer a wide range of savings and money market account options.

Our Savings Products

Maintain a minimum average daily balance of $300 and we'll waive the quarterly maintenance fee. As an extra incentive to start saving, we'll waive the first two quarterly maintenance fees to allow you to build your account balance.

  • Quarterly Imaged Statements
  • Free Internet Banking
  • Free Telephone Banking - toll-free 24-hour telephone information line.
  • $100 minimum deposit to open

This account is the ideal tool for helping young people learn about the benefits of savings money.

  • No Quarterly Maintenance Fee
  • No Minimum Deposit to Open
  • Free Internet Banking
  • Free Telephone Banking - toll-free 24-hour telephone information line
  • Account Holder must be under the age of 18.

Christmas Club Savings Account lets you save all year for the holiday season's inevitable expenses. Each November, you'll receive a check in the amount of your account balance - including interest. A $5 fee may be assessed for each withdrawal in excess of three per year.

  • Free Internet Banking
  • Free Telephone Banking - toll-free 24-hour telephone information line

This account is designed for those who want to earn more on their savings. Maintain a minimum daily balance of $1,000 or an average daily balance of $3,000 and we'll waive the $10 monthly maintenance fee. A $5 fee will be imposed for each transaction (transfers to third parties, to another account at Ameris Bank by preauthorized or automatic withdrawals or telephone agreements, including data transmissions, or by check, draft, debit card or similar order and payable to third parties) in excess of the 6 per statement cycle limit.

  • Free Internet Banking
  • Free Telephone Banking - toll-free 24-hour telephone information line
  • $1,000 minimum to open account