Service and protection for when you need it most.

Ameris Bank's Personal Reserve Accounts help you avoid overdraft charges.

At Ameris Bank there are several options available intended to end embarassing overdraft complications, charges, and delays. An Ameris Bank Personal Reserve Account is a pre-approved line of credit that is transferred to your checking account in $100 increments as needed. You could also request to have money automatically transferred from another Ameris Bank account.

Courtesy Coverage is overdraft protection – another alternative to protect you. Ask your Personal Banker for more details regarding our Personal Reserve Account or Courtesy Coverage.*

* Services subject to credit approval. Charges and fees may apply.